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SAC Member Access Only

The What Will I Owe? Healthcare Cost Prompt Builder is available to SAC Members. Membership includes full access to all prompt tools, monthly live Q&A sessions, and new templates every month — all for $19/month. Cancel anytime.

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What Will I Owe?

Healthcare Cost Prompt Builder — get a personalized AI prompt to estimate your out-of-pocket costs based on your specific insurance coverage.

1
Choose your insurance type
2
Describe your treatment
3
Copy & paste into any AI
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Important: These AI prompts help you research estimated costs and ask informed questions. Always verify actual costs with your insurance provider, healthcare facility, or benefits office. AI provides general guidance — not a guarantee of coverage or pricing.

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MedicareParts A, B, C & D · Supplements · Medigap

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Medicare Cost Estimator
Original Medicare, Medicare Advantage & Supplements
1
Treatment or procedure
Be as specific as possible for a better estimate
2
Your Medicare plan type
3
Care setting (optional)
4
Additional details (optional)

Your AI Prompt

Ready to paste into Claude, ChatGPT, or any AI

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Fill in the form and click
Build My Cost Prompt

Open Claude AI ↗

Follow-Up Questions to Ask

Click any question to copy it

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MedicaidState programs · Dual eligibility · Managed care

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Medicaid Cost Estimator
State Medicaid & Dual-Eligible (Medicare + Medicaid)
1
Treatment or procedure
2
Your Medicaid situation
3
Your state (optional)
Medicaid benefits vary significantly by state
4
Additional details (optional)

Your AI Prompt

Ready to paste into Claude, ChatGPT, or any AI

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Fill in the form and click
Build My Cost Prompt

Open Claude AI ↗

Follow-Up Questions to Ask

Click any question to copy it

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Private InsuranceEmployer plans · Marketplace · COBRA · Retiree coverage

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Private Insurance Cost Estimator
Employer, Marketplace, COBRA & Retiree Plans
1
Treatment or procedure
2
Plan type
3
In-network or out-of-network?
4
Deductible status (optional)
5
Additional details (optional)

Your AI Prompt

Ready to paste into Claude, ChatGPT, or any AI

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Fill in the form and click
Build My Cost Prompt

Open Claude AI ↗

Follow-Up Questions to Ask

Click any question to copy it

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Veterans BenefitsVA healthcare · TRICARE · Community Care Network

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Veterans Benefits Cost Estimator
VA Healthcare, TRICARE & Community Care Network
1
Treatment or procedure
2
Your veterans coverage
3
Care location (optional)
4
Additional details (optional)

Your AI Prompt

Ready to paste into Claude, ChatGPT, or any AI

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Fill in the form and click
Build My Cost Prompt

Open Claude AI ↗

Follow-Up Questions to Ask

Click any question to copy it

📄 Have a bill or EOB? Upload it. Attach your hospital bill, Medicare Summary Notice, or insurance statement directly in the AI chat with your prompt. Before uploading: black out your SSN and account numbers. Add to your prompt: "I am attaching a medical bill. Please identify each line item, explain the charges, and flag anything that looks like it may be a billing error."
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How to Use This Tool

Pick your insurance type, describe your treatment, then copy the generated prompt into Claude, ChatGPT, or any AI assistant. The AI will explain estimated costs in plain English.

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Always Verify

Use AI answers as a starting point, then call your insurance company, benefits office, or hospital billing department for the exact figures before scheduling care.

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Your Privacy

Nothing you type here is stored or sent anywhere. All prompt building happens in your browser. You copy the finished prompt and use it privately in your AI tool of choice.

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Need Help?

Not sure which insurance type applies to you, or want a personal walkthrough? Book a session with Gary and get step-by-step guidance.